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ICHRA offers small businesses flexible health benefits
One option for small companies to start offering health care benefits for their workers would be an Individual Coverage Health Reimbursement Arrangement (ICHRA), said Thomas Purcell, vice president of health plan options at URL Insurance Group in Harrisburg. Since 2020, ICHRA’s have allowed employees to pick their own insurance plans[...]
Pa. health insurance rates to jump as subsidies end
Open enrollment for health insurance starts in a few months, and self-employed people, retirees younger than 65 and individuals who don’t have coverage through their jobs need to start thinking about pending rate increases now while there still is time to act, observers said. That’s because increases in premiums likely[...]
Planting seeds today for tomorrow’s retirement
As National 401(k) Day was celebrated last week on September 5, it’s the perfect time to reflect on one of the most important financial decisions any of us can make: saving for retirement. And one of the most powerful opportunities to reach financial independence is to take advantage of an[...]
Building a unified innovation ecosystem in PA
Pennsylvania has always been a place defined by ambition. From steel and rail to robotics and biotech, industries that have shaped the nation have emerged from all corners of the Commonwealth. The talent, ingenuity, and work ethic of PA entrepreneurs has never been in question. What has been missing is[...]
Time to go back to school — on financial literacy
Students are returning to classrooms this month, making it an ideal time for families to focus on teaching financial literacy at home. In today’s fast-changing economy, financial literacy should be treated as an essential part of education, not an afterthought. Whether it’s managing a checking account, saving for the future,[...]
How to build a vision that drives business success
How to build a vision that drives business success Many organizations have benefited from working with experienced advisors to create, refine, and execute strategic plans that move organizations forward. External consultants are often brought in to continue or improve upon the efforts of previous consultants, often bringing fresh perspectives and[...]
Key business banking trends for 2025 and beyond
Business banking is undergoing transformative changes in the fast-evolving world of finance, that will reshape how companies interact with banks, manage their finances, and grow their operations. The business banking environment is becoming more complex and interconnected from the rise of digital-first services to the growing importance of sustainability in[...]
Managers boost engagement, profits with simple habits
You don’t need a billion-dollar strategy to boost your bottom line. You need a manager who gets it. Here’s the math: move a team from meh to energized, and you’ll see profits rise 23%, sales climb 18%, quality jump 14%. No new software. No flashy rebrand. Just people doing their[...]
Technology may help employers lower health care costs
In the past, an imperfect and often complicated health care system, along with rising costs, impacted consumers’ ability to easily access care. According to the America’s Health Rankings 2024 Annual Report, nearly 11% of adults nationally avoided care due to the expense in the previous year. Offering benefit plans that[...]
How to prepare for retirement: key steps to take now
You’ve made the decision to retire and are counting down the days. Ideally, you should be planning carefully for this day at least five to 10 years in advance of your desired retirement date. Here are some critical steps to consider as you prepare for this next chapter of your[...]
Alcohol use rising among workers: what employers can do
Alcohol use has become so deeply woven into our cultural fabric that its consumption often goes unquestioned. But a growing body of research signals a troubling trend: high intensity drinking is up among middle-aged adults, who make up a significant portion of today's workforce. This demographic shift has not gone[...]
How to manage workplace stress and boost well-being
Workplace stress is no longer a hidden issue. Employees are grappling with mounting responsibilities, blurred work-life boundaries, and a persistent stigma around mental health discussions. A 2023 Harvard Business Review survey reveals staggering statistics that underscore the scale of this challenge: 82% of respondents reported that workplace stress is a[...]
